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How to Get the Knee Scooter Insurance Coverage You Need

In an ideal world, knee scooter insurance coverage would be incredibly simple to approach. You’d simply need to collect your knee scooter, submit a photo of yourself waving and smiling happily on your knee walker, and your insurance company would respond with a big thumbs-up and a completely covered bill.

Of course, knee scooter insurance coverage doesn’t exactly happen this way. And while it may be fun to dream about an insurance company who’s desperate to make you happy (Zero co-payments! Free prescriptions! Birthday cards!), there’s no denying that operating within the realm of reality means playing a little tug-of-war.

Or does it?

When it comes down to it, there are two options you can use to get the knee scooter insurance coverage you need. You could call the insurance company, cry, yell, and harass them until an exasperated insurance agent finally gives you the information you need…

Or you could use these knee scooter insurance coverage techniques:

Get out your insurance policy and look for a special insurance code known as HCPCs Code E0116, which essentially dictates how your insurance company will handle paying for crutch alternatives with or without wheels. This code should outline the percentage of coverage, as well as additional caveats. For example, you may discover that the insurance company will only pay for a knee walker rental if it comes from an approved provider. When you call be sure to ask if you have out of network benefits, a deductible or co-pay.

Have your doctor sign a Letter of Medical Necessity, which lets the insurance company know that you need a knee scooter to stay mobile. You may also need to provide a prescription to your insurance company. All of this information can help prove to your providers that you have an absolute need for knee scooter insurance coverage.

Some knee walker rental companies provide you with the Letter of Medical Necessity for your doctor to sign. This can make it very easy to get your knee walker as quickly as possible – and that’s always a benefit when you can barely hobble after your foot or ankle surgery.

If you’re renting a knee scooter, get the company to provide you with a detailed invoice that contains billing codes. This can provide your insurance company with the information they need to determine how much they’re going to cover.

Submit your claims at the end of your treatment, as this can help ensure that your insurance company receives all the documentation they need.

Keep copies of all of your paperwork. If you don’t have a scanner in your home, have a family member or coworker make scans for you at the office or the public library. This can make it easier for you to re-submit any information your insurance company needs, especially if they claim that they’ve lost valuable paperwork.

Remember that you’ll be dealing with your insurance company throughout the course of your treatment. If you follow this checklist, you can ensure that getting knee scooter insurance coverage is a lot easier than you originally anticipated.

Category: Crutch Alternatives, Insurance, Insurance Coverage, Insurance Information, Insurance Lingo, Knee Walker Central Insurance Coverage, Knee Walkers | Tags: , , , , , , , , , , , , ,
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What You Need to Know About Renting Knee Walkers

If you’ve broken your foot or your ankle, chances are that you’ve heard about knee walkers. These unique mobility devices represent an innovative approach to getting around, as they completely take your injured foot out of the equation. Think about it as a normal scooter – one that’s designed to take your weight off of your injured foot and transition it to your knee.

Knee walkers are becoming a very popular choice for people who need to spend the next three to six months in a cast. Unlike crutches – which can often be unstable and lead to a greater chance of re-injury – knee walkers are much more stable and allow you to move around with greater ease. Knee walkers allow you to move forward with your good foot, while balancing the weight from your injured foot onto the kneepad of the scooter.

While knee walkers are becoming even more common, there’s no denying that many people still have questions on how to rent a knee walker. And when you’re suffering from a foot or ankle injury, you don’t want to waste your time trying to figure out how to get your hands on a knee walker…

You want it as soon as you hobble out of the hospital!

The Ins and Outs of Renting Knee Walkers

Fortunately, this article will detail what you need to know about renting knee walkers. From checking with your insurance company to finding the best deals, you’ll find everything you need to know right here:

  • Before you even begin looking for knee walkers, be sure to contact your insurance company to ask about how payments will be handled. Depending on your insurance company, you may find that you will need to pay the rental fees upfront in order to be reimbursed by your insurance. Your insurance may handle the entire process yourself – or you may even find that your deductible applies to your rental fees. Be sure you have a crystal-clear understanding of your insurance coverage, as you don’t want to receive a nasty surprise when your rental bill is rejected by your coverage.
  • Once you’ve cleared out this information, you’ll want to conduct a thorough search for a knee walker rental in your area. Keep in mind that your hospital or doctor might have a referral in mind, so don’t be afraid to ask.
  • Check out knee walker rentals online. You may find that there’s a national brand that can provide you with a high-quality knee walker rental and even delivery it right to your front door (bonus!).As with using any new service, be sure to check out the vendor online before investing any money in the rental. You want to be sure that you’re using a vendor with a long and happy history of satisfied customers – and that you won’t get ripped off!
  • Finally, be sure you understand the terms and service of working with a certain knee walker rental service. Be sure you understand how the knee walker rental will be delivered and picked up, the weekly fees, any taxes and surcharges, and penalties for damaging or destroying the knee walker.

Now that you understand how to rent a knee walker, it’s time to get your hands on the coolest mobility device around!

Category: Insurance, knee scooter, Knee Walkers, Non Weight Bearing Products | Tags: , , , , ,
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Will Insurance Cover My Knee Scooter?

Admit it: you’re in love with the idea of a knee scooter. Whether you’re suffering from a foot injury or recovering from an ankle surgery, you love that a knee scooter can help you move around your home or office without the hassle or embarrassment of using crutches. Plus, you just know you’ll be the talk of the town with your brand-new knee scooter.

But before you hop on your new ride, you have one big question that needs to be addressed:

“Will insurance cover my knee scooter?”

 

If you want crystal-clear answers, then sorry: insurance policies vary, and some insurance companies will cover a knee scooter, while others won’t. However, there is a process involved in determining if insurance covers your knee scooter – and following it right down to the letter might make all the difference in having your insurance company cover it for you.

Here at Knee Walker Central, we’ve outlined what the process looks like:

  • Check with your insurance company to see if they cover it. If they do, end of story. If they need more information from you, proceed to the next step.
  • Get a prescription or a medical letter from your doctor indicating that you need a knee scooter. Oftentimes, your doctor will be more than happy to write you a prescription or letter if you indicate why it’s necessary to your health. Let your doctor know that you need the increased mobility that only a knee walker can give you. A little guilt trip can work wonders here!
  • Submit this letter, along with the paid invoice from Knee Walker Central, to your insurance.

If your insurance won’t provide coverage, you may be able to use your Flex savings or other health account to pay for the knee walker. Just make sure your card has a major credit card logo on it, and you should be fine.

Here at Knee Walker Central, we will work with your insurance company to help you get a knee scooter. Besides, you’ve got other things to worry about: like making sure that your foot or ankle heals properly!

Category: Insurance, Insurance Coverage, Insurance Information, Insurance Lingo, knee walker, Knee Walker Central Insurance Coverage | Tags: , , , ,