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Will Insurance Cover My Knee Scooter?

Updated: Aug 25, 2020

Admit it: you’re in love with the idea of a knee scooter. Whether you’re suffering from a foot injury or recovering from an ankle surgery, you love that a knee scooter can help you move around your home or office without the hassle or embarrassment of using crutches. Plus, you just know you’ll be the talk of the town with your brand-new knee scooter.

But before you hop on your new ride, you have one big question that needs to be addressed:

“Will insurance cover my knee scooter?”

If you want crystal-clear answers, then sorry: insurance policies vary, and some insurance companies will cover a knee scooter, while others won’t. However, there is a process involved in determining if insurance covers your knee scooter – and following it right down to the letter might make all the difference in having your insurance company cover it for you.

Here at Knee Walker Central, we’ve outlined what the process looks like:

  1. Check with your insurance company to see if they cover it. If they do, end of story. If they need more information from you, proceed to the next step.

  2. Get a prescription or a medical letter from your doctor indicating that you need a knee scooter. Oftentimes, your doctor will be more than happy to write you a prescription or letter if you indicate why it’s necessary to your health. Let your doctor know that you need the increased mobility that only a knee walker can give you. A little guilt trip can work wonders here!

  3. Submit this letter, along with the paid invoice from Knee Walker Central, to your insurance.

If your insurance won’t provide coverage, you may be able to use your Flex savings or other health account to pay for the knee walker. Just make sure your card has a major credit card logo on it, and you should be fine.

Here at Knee Walker Central, we will work with your insurance company to help you get a knee scooter. Besides, you’ve got other things to worry about: like making sure that your foot or ankle heals properly!

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